You might explain to a dullard just why these five pennies should have been important."

"They were the end of a fortune, you see. Thirty thousand. I inherited it from my uncle. My mother's brother. My real name is Stannaway, but Uncle Tom asked that I should take his name with the money. I didn't mind. The Tisdalls were a much better lot than the Stannaways, anyhow. Stamina and ballast and all that. If I'd been a Tisdall I wouldn't be broke now, but I'm nearly all Stannaway. I've been the perfect fool, the complete Awful Warning. I was in an architect's office when I inherited the money, living in rooms and just making do; and it went to my head to have what seemed more than I could ever spend. I gave up my job and went to see all the places I'd wanted to see and never hoped to. New York and Hollywood and Budapest and Rome and Capri and God knows where else. I came back to London with about two thousand, meaning to bank it and get a job. It would have been easy enough two years before — I mean, to bank the money. I hadn't anyone to help spend it then. But in those two years I had gathered a lot of friends all over the world, and there were never less than a dozen of them in London at the same time. So I woke up one morning to find that I was down to my last hundred. It was a bit of a shock. Like cold water. I sat down and thought for the first time for two years. I had the choice of two things: sponging — you can live in luxury anywhere in the world's capitals for six months if you're a good sponger: I know; I supported dozens of that sort — and disappearing. Disappearing seemed easier. I could drop out quite easily. People would just say, 'Where's Bobby Tisdall these days? and they'd just take it for granted that I was in some of the other corners of the world where their sort went, and that they'd run into me one of these days. I was supposed to be suffocatingly rich, you see, and it was easier to drop out and leave them thinking of me like that than to stay and be laughed at when the truth began to dawn on them. I paid my bills, and that left me with fifty-seven pounds. I thought I'd have one last gamble then, and see if I could pick up enough to start me off on the new level. So I had thirty pounds — fifteen each way; that's the bit of Tisdall in me — on Red Rowan in the Eclipse. He finished fifth.