Ocock is a purely business one. I have no intention of trespassing on his private affairs, or of having them thrust upon me. Carver, my bill!"

Bowing distantly he stalked out of the eating-house and back to the "Criterion," where he dined. "So much for a maiden attempt at economy!"

Towards five o'clock he took his seat in an omnibus that plied between the city and the seaside suburb of St. Kilda, three miles off. A cool breeze went; the hoofs of the horses beat a rataplan on the hard surface; the great road, broad enough to make three of, was alive with smart gigs and trotters.

St. Kilda was a group of white houses facing the Bay. Most were o' weatherboard with brick chimneys; but there were also a few of a more solid construction. Mahony's goal was one of these: a low, stone villa surrounded by verandahs, in the midst of tasteful grounds. The drive up to the door led through a shrubbery, artfully contrived of the native ti-tree; behind the house stretched kitchen and fruit-gardens. Many rare plants grew in the beds. There was a hedge of geraniums close on fifteen feet high.

His knock was answered by a groom, who made a saucy face: Mr. Turnham and his lady were attending the Governor's ball this evening and did not receive. Mahony insisted on the delivery of his visiting-card. And since the servant still blocked the entrance he added: "Inform your master, my man, that I am the bearer of a message from his sister, Miss Mary Turnham."

The man shut him out, left him standing on the verandah. After a lengthy absence, he returned, and with a "Well, come along in then!" opened the door of a parlour. This was a large room, well furnished in horsehair and rep. Wax-lights stood on the mantelpiece before a gilt-framed pierglass; coloured prints hung on the walls.

While Mahony was admiring the genteel comfort to which he had long been a stranger, John Turnham entered the room. He had a quiet tread, but took determined strides at the floor. In his hand he held Mahony's card, and he looked from Mahony to it and back again.

"To what do I owe the pleasure, Mr. . . . er . . .