The Ralstons were of middle-class English stock. They had not come to the Colonies to die for a creed but to live for a bank-account. The result had been beyond their hopes, and their religion was tinged by their success. An edulcorated Church of England which, under the conciliatory name of the “Episcopal Church of the United States of America,” left out the coarser allusions in the Marriage Service, slid over the comminatory passages in the Athanasian Creed, and thought it more respectful to say “Our Father who” than “which” in the Lord’s Prayer, was exactly suited to the spirit of compromise whereon the Ralstons had built themselves up. There was in all the tribe the same instinctive recoil from new religions as from unaccounted-for people. Institutional to the core, they represented the conservative element that holds new societies together as seaplants bind the seashore.

            Compared with the Ralstons, even such traditionalists as the Lovells, the Halseys or the Vandergraves appeared careless, indifferent to money, almost reckless in their impulses and indecisions. Old John Frederick Ralston, the stout founder of the race, had perceived the difference, and emphasized it to his son, Frederick John, in whom he had scented a faint leaning toward the untried and unprofitable.

            “You let the Lannings and the Dagonets and the Spenders take risks and fly kites. It’s the county-family blood in ’em: we’ve nothing to do with that. Look how they’re petering out already—the men, I mean. Let your boys marry their girls, if you like (they’re wholesome and handsome); though I’d sooner see my grandsons take a Lovell or a Vandergrave, or any of our own kind. But don’t let your sons go mooning around after their young fellows, horse-racing, and running down south to those d——d Springs, and gambling at New Orleans, and all the rest of it. That’s how you’ll build up the family, and keep the weather out. The way we’ve always done it.”

            Frederick John listened, obeyed, married a Halsey, and passively followed in his father’s steps. He belonged to the cautious generation of New York gentleman who revered Hamilton and served Jefferson, who longed to lay out New York like Washington, and who laid it out instead like a gridiron, lest they should be thought “undemocratic” by people they secretly looked down upon. Shopkeepers to the marrow, they put in their windows the wares there was most demand for, keeping their private opinions for the back-shop, where through lack of use, they gradually lost substance and colour.

            The fourth generation of Ralstons had nothing left in the way of convictions save an acute sense of honour in private and business matters; on the life of the community and the state they took their daily views from the newspapers, and the newspapers they already despised. The Ralstons had done little to shape the destiny of their country, except to finance the Cause when it had become safe to do so. They were related to many of the great men who had built the Republic; but no Ralston had so far committed himself as to be great. As old John Frederick said, it was safer to be satisfied with three per cent: they regarded heroism as a form of gambling. Yet by merely being so numerous and so similar they had come to have a weight in the community. People said: “The Ralstons” when they wished to invoke a precedent. This attribution of authority had gradually convinced the third generation of its collective importance, and the fourth, to which Delia Ralston’s husband belonged, had the ease and simplicity of a ruling class.

            Within the limits of their universal caution, the Ralstons fulfilled their obligations as rich and respected citizens. They figured on the boards of all the old-established charities, gave handsomely to thriving institutions, had the best cooks in New York, and when they travelled abroad ordered statuary of the American sculptors in Rome whose reputation was already established. The first Ralston who had brought home a statue had been regarded as a wild fellow; but when it became known that the sculptor had executed several orders for the British aristocracy it was felt in the family that this too was a three per cent investment.

            Two marriages with the Dutch Vandergraves had consolidated these qualities of thrift and handsome living, and the carefully built-up Ralston character was now so congenital that Delia Ralston sometimes asked herself whether, were she to turn her own little boy loose in a wilderness, he would not create a small New York there, and be on all its boards of directors.

            Delia Lovell had married James Ralston at twenty. The marriage, which had taken place in the month of September, 1840, had been solemnized, as was then the custom, in the drawing-room of the bride’s country home, at what is now the corner of Avenue A and Ninety-first Street, overlooking the Sound. Thence her husband had driven her (in Grandmamma Lovell’s canary-coloured coach with a fringed hammer-cloth) through spreading suburbs and untidy elm-shaded streets to one of the new houses in Gramercy Park, which the pioneers of the younger set were just beginning to affect; and there, at five-and-twenty, she was established, the mother of two children, the possessor of a generous allowance of pin-money, and, by common consent, one of the handsomest and most popular “young matrons” (as they were called) of her day.

            She was thinking placidly and gratefully of these things as she sat one afternoon in her handsome bedroom in Gramercy Park. She was too near to the primitive Ralstons to have as clear a view of them, as for instance, the son in question might one day command: she lived under them as unthinkingly as one lives under the laws of one’s country. Yet that tremor of the muted key-board, that secret questioning which sometimes beat in her like wings, would now and then so divide her from them that for a fleeting moment she could survey them in their relation to other things. The moment was always fleeting; she dropped back from it quickly, breathless and a little pale, to her children, her house-keeping, her new dresses and her kindly Jim.

            She thought of him today with a smile of tenderness, remembering how he had told her to spare no expense on her new bonnet. Though she was twenty-five, and twice a mother, her image was still surprisingly fresh. The plumpness then thought seemly in a young wife stretched the grey silk across her bosom, and caused her heavy gold watch-chain—after it left the anchorage of the brooch of St. Peter’s in mosaic that fastened her low-cut Cluny collar—to dangle perilously in the void above a tiny waist buckled into a velvet waist-band.